YSP

Banks and their spread (Members)
I posted about this on another thread, but I really think it deserves it's own. NOBODY has ever accused the banks of charging too much. The discount Fed Funds rate is at 2%, and WHAT are the rates
http://forum.brokeroutpost.com/loans/forum/2/233457.htm (Replies: 18)
Related tags: [ysp, srp, fed fund, discount rate]

YSP In Danger! (Members)
I just read this article that addressed the "abuses" of YSP. It talks about legislation that will ban YSP nationwide, and mentions some states that have already banned YSP or are planning on doing so.
http://forum.brokeroutpost.com/loans/forum/2/233268.htm (Replies: 6)
Related tags: [proposals to eliminate ysp nationwide and states]

New Mortgage Rules Monday? (Members)
[url]http: money.cnn.com 2008 07 11 news economy fedrules index.htm?postversion=2008071112[ url]
http://forum.brokeroutpost.com/loans/forum/2/231627.htm (Replies: 26)
Related tags: [stated, ysp, subprime, prepays, gfe]

1 (Members)
1
http://forum.brokeroutpost.com/loans/forum/2/226541.htm (Replies: 1)
Related tags: [pricing, max ysp]

WHO HAS THE BEST FHA RATES? (Members)
What Lenders give the most competitive rates and YSP for SOLID FHA loans (No Craziness, just good loans)? CHASE is too slow and Countrywide drains the life out of me:) Thanks! Eric edelcastillo@
http://forum.brokeroutpost.com/loans/forum/2/219164.htm (Replies: 4)
Related tags: [i need to make more ysp!]

What is the law (Members)
Is there a new law that is already in place requiring brokers to disclose points and YSP at time of loan application, or are lenders requiring this new form in anticipation of the law changing to requ
http://forum.brokeroutpost.com/loans/forum/2/217981.htm (Replies: 16)
Related tags: [disclosing ysp]

F-N Borrowers - WTF (Members)
So received this refferal and decided to hook him up, he was concerned with fees. Cut everything since he was an A+ borrower and an easy loan. He is taking a risky HELOC and a current 15 year t
http://forum.brokeroutpost.com/loans/forum/2/217412.htm (Replies: 4)
Related tags: [referal - 1200 ysp - lean loan]

FTC Files Comments to Fed Board Rule (Members)
Today the FTC filed a Staff Comment to the proposed Fed Board of Governors proposed rule on new TIL regs. The FTC agrees with most of the rule, but takes issue with the proposal that would require
http://forum.brokeroutpost.com/loans/forum/2/216496.htm (Replies: 9)
Related tags: [ysp, yield spread, federal reserve board, til]

PROVIDENT PRICING (Members)
Hey: Who has exceptional rates like Provident out there right now? I cant remember who has rates like them. I have the following deal 50 LTV 215k LOAN AMOUNT REFI-NO CASHOUT SFR OWNER OCCUP
http://forum.brokeroutpost.com/loans/forum/2/215046.htm (Replies: 15)
Related tags: [5.5 pays .750 ysp]

More Stupidity From Center For Responsible Lending (Members)
From [url="http: www.housingwire.com 2008 04 09 report-brokered-bc-loans-more-costly ?utm_source=HW04092008&utm_medium=MailChimp"]HousingWire[ url]: <blockquote id="quote"><font size=
http://forum.brokeroutpost.com/loans/forum/2/214942.htm (Replies: 12)
Related tags: [ysp, brokers cost more]

im sure im getting pranked (Members)
My FHA cord. is telling us that the guidlines changed only allowing 1 origination max and no discount unless its actually a discount. Is this april fools or real?
http://forum.brokeroutpost.com/loans/forum/2/213067.htm (Replies: 21)
Related tags: [april fools ysp origination fha]

FHA Stim Act rates (Members)
We are finding most banks are 2.25%-2.5% right now.
http://forum.brokeroutpost.com/loans/forum/2/212153.htm (Replies: 0)
Related tags: [who else only has a 1% ysp hit besides citi?]

FHA SCORE 578 cash out (Members)
Does anyone know a lender that does a 578 cash out on FHA? They have to pay decent yeild at a 6.5%....
http://forum.brokeroutpost.com/loans/forum/2/208542.htm (Replies: 2)
Related tags: [must pay decent ysp]

Stated Commercial w/No Interest Guaranty (Members)
Trilogy Commercial Lending was designed to bring the ease, speed and technology of the residential mortgage and consumer lending industries into the commercial lending arena. We strive to help you ear
http://forum.brokeroutpost.com/loans/forum/2/197970.htm (Replies: 2)
Related tags: [no "lock-out", ysp available]

New Small-Capital Commercial Lender (Members)
www.trilogycommercial.com Introducing "Service" to an industry in need. Trilogy Commercial Lending (TCL) was designed to bring the ease, speed and technology of the residential mortgage and co
http://forum.brokeroutpost.com/loans/forum/2/196294.htm (Replies: 5)
Related tags: [30 year fixed, ysp, stated]

Mexico Property (Members)
This is the note from my client: Here are the details: * Location - Puerto Vallarta, Mexico * Property - 4 Bedroom Home in Prime Alta Vista location * No Appraisal -- it is not common to do app
http://forum.brokeroutpost.com/loans/forum/2/195517.htm (Replies: 1)
Related tags: [$5000 finders fee plus 1/2 of ysp]

735 mid score cash out? (Members)
s e o o cashout refi 78-79% ltv cashout 60000.00 paying off 1st and 2nd what is the best price out there stated verified 325000 loan amount 410000 appraised florida property
http://forum.brokeroutpost.com/loans/forum/2/194063.htm (Replies: 4)
Related tags: [who has the best ysp]

Section32 and YSP (Members)
Does the YSP count towards breaking section 32?
http://forum.brokeroutpost.com/loans/forum/2/55008.htm (Replies: 7)
Related tags: [predatory lending, backend money, ysp]

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