RULES

New comp rules do not apply to non owner occp (Members)
I rec'd and email from ICON that states the new comp rules do not apply to non owner occupied property. Has anyone heard this as well? IF so with what lenders.
http://forum.brokeroutpost.com/loans/forum/2/302819.htm (Replies: 1)
Related tags: [new comp rules]

Unemployment reallity (Members)
The main problem with unemployment is that the rules are set by people on the Govt Tit, same folks having the best benefits and job security in the world. Same people professing that NAFTA and so
http://forum.brokeroutpost.com/loans/forum/2/299018.htm (Replies: 9)
Related tags: [rules]

Rules to close pipeline originations before 12/31/ (Members)
Somebody konw the rule to close loans originated before 12 31 10 by DRE licence originator withouw NMLS number? Some banks allow to close the pipeline but dont take new originations but other banks do
http://forum.brokeroutpost.com/loans/forum/2/298729.htm (Replies: 3)
Related tags: [nmls rules dre/doc]

Afghanistan is Obama's Vietnam Redux (Members)
If you had any doubt that Obama turned Afghanistan into Vietnam, read these comments from soldiers serving in Afghanistan. "If they use rockets to hit the [forward operat
http://forum.brokeroutpost.com/loans/forum/2/296284.htm (Replies: 42)
Related tags: [restrictive rules of engagement = unfair war]

been out of the game since 08/2010 what did I miss (Members)
Hello BO, I have been out of the game since august of this year. Im returning to work and wanted to know what Ive missed out on. Changes in the business, updates on law's, new laws and rules, anythin
http://forum.brokeroutpost.com/loans/forum/2/295796.htm (Replies: 4)
Related tags: [updates, new laws, rules, compliance, ]

HUD takes action agains hundreds of lenders (Members)
Yesterday July 26, 2010 HUD published a notice in the Federal Register to announce dozens of administrative actions against FHA-approved lenders who failed to meet its requirements. This year alone, t
http://forum.brokeroutpost.com/loans/forum/2/293260.htm (Replies: 4)
Related tags: [hud rules]

Troop Morale (Members)
The Adm. needs to let the General run the war. http: thehill.com homenews senate 107125-lieberman-rules-of-engagement-hurting-troop-morale-in-afghanistan
http://forum.brokeroutpost.com/loans/forum/2/292464.htm (Replies: 5)
Related tags: [rules of engagement]

Will 1099 body shops make a comeback? (Members)
New FHA rules, unintended consequence, may bring back the 1099 body shops, that the expanded FHA mortgage market, helped to eliminate.
http://forum.brokeroutpost.com/loans/forum/2/291972.htm (Replies: 29)
Related tags: [new fha rules, unintended consequence]

Illegal advertising? (Members)
Can a lender advertise "you are eligible for an Interest Rate Reduction with a rate as low as 4.75% 30 year fixed" without mentioning anything about the APR?? Also, can they advertise "Skip 2 month
http://forum.brokeroutpost.com/loans/forum/2/291709.htm (Replies: 16)
Related tags: [new rules?]

Free Realtor Marketing advice (Members)
There is a new rule changing for SoCal MLS boards that state any home in the MLS is required to have an electronic lock box. Maybe some of you guys can buy some SUPRA lock boxes and put them on a Real
http://forum.brokeroutpost.com/loans/forum/2/289423.htm (Replies: 10)
Related tags: [new rules socal]

Mini Eagle Gone, Effects on Net Branches ? (Members)
Some folks have been speculating, that the new FHA rules, will kill off branch companies. The words of Mark Twain come to mind. "Rumors of my death have been greatly exaggerated." While
http://forum.brokeroutpost.com/loans/forum/2/289156.htm (Replies: 14)
Related tags: [will new fha rules kill off branching?]

Good day for consumers? (Members)
New CC rules start today, 9 months after they gave the CC companies time to raise rates and do everything this bill won't allow...In the word's of Cool's favorite personality, "how's the hope & ch
http://forum.brokeroutpost.com/loans/forum/2/286441.htm (Replies: 21)
Related tags: [new cc rules]

This campaign, brought to you by [sponsor] (Members)
Supreme Court: Campaign-finance limits violate free speech The Supreme Court campaign finance ruling on Thursday means <f
http://forum.brokeroutpost.com/loans/forum/2/284830.htm (Replies: 29)
Related tags: [scotus rules on campaign contributions]

Idenity Theft Prevention Program Plan? (Members)
Any one have a plan I can look at for some ideas? Thanks
http://forum.brokeroutpost.com/loans/forum/2/284790.htm (Replies: 2)
Related tags: [red flag rules]

Chuck Schumer (Members)
http: www.nypost.com p news politics schumer_blasts_flight_attendant_CiF5BPT5Vc5Tb0WEqRmIfP
http://forum.brokeroutpost.com/loans/forum/2/283110.htm (Replies: 4)
Related tags: [rules dont apply..................to him]

HELP: FHA purchase borrower/seller related (Members)
is it still ok for a borrower (daughter) to purchase a home from her dad, the seller? if so, what are the guidelines... do I need to move in before purchasing property to qualify for max ltv? Thank
http://forum.brokeroutpost.com/loans/forum/2/279771.htm (Replies: 31)
Related tags: [what are the rules for 2009?]

Carrie ... Nice week (Members)
Very nice week... You did really well... ReallyEinstein...
http://forum.brokeroutpost.com/loans/forum/2/278396.htm (Replies: 15)
Related tags: [einstein rules]

SBA refinance (Members)
The SBA 504 refinance rules just came out with somewhat disappointing results. Previously the SBA 504 program could not be used to refinance existing debt so with the changes proposed with the recent
http://forum.brokeroutpost.com/loans/forum/2/270820.htm (Replies: 1)
Related tags: [new rules for 504 projects]

Commercial - SBA Loans this year (Members)
From C- Loans SBA Loans During This Great Recession I Had a Long Conversation With a Veteran SBA Originator I have a buddy who has been originating SBA loans exclusively for over a decade. Y
http://forum.brokeroutpost.com/loans/forum/2/258423.htm (Replies: 28)
Related tags: [outlook, new rules, what they are doing]

SOMEONE IS SMOKING SOMETHING (Members)
In fact, I should wait 24 hours before posting this, but I am so incredulous, and am starting to think maybe I was smoking something. I just had a borrower contact me. He said he was working with
http://forum.brokeroutpost.com/loans/forum/2/251950.htm (Replies: 12)
Related tags: [va rate reduction rules]

Anyone have the link to RESPA disclosure guideline (Members)
Looking for the initial disclosure legislation by HUD dictating what has to be sent to the borrower and when... mainly the GFE and what's required if you haven't locked your loan yet: (IE: the maximum
http://forum.brokeroutpost.com/loans/forum/2/250476.htm (Replies: 2)
Related tags: [florida / initial disclosure rules]

45% DTI max if over 80LTV? (Members)
Does everyone (except fha) now have a 45% DTI rule if you are going above 80LTV? Priced a loan through TB&W-they said not allowed because DTI was above 45%. Anyone else running into this?
http://forum.brokeroutpost.com/loans/forum/2/246727.htm (Replies: 4)
Related tags: [mortgage insurance rules]

Mozillo will be back ? (Members)
AT NJMBA convention last week a few FHA guys were saying Mozillo is negotiating a new deal , were he will form a new company that will do loans similar to FHA , they will concentrate on just refinance
http://forum.brokeroutpost.com/loans/forum/2/211835.htm (Replies: 20)
Related tags: [fha, new company, new rules]

Darin- We Need a Banning!! (Members)
I dont like to be a whisleblower, but I dont like when people think they can pull one over on the 'ol Snake. User idealmort and mmcloan are the same person. H
http://forum.brokeroutpost.com/loans/forum/2/190725.htm (Replies: 21)
Related tags: [rules]

Content DB Rules Q (Members)
I thought we had a list of posting rules for the content database some where in here, but I can't find it. My question was if we are supposed to be putting in links to external sites for more info
http://forum.brokeroutpost.com/loans/forum/2/53601.htm (Replies: 7)
Related tags: [rules, content data base, external links]

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