» Matching Tags for FHA
how far back will they need bank statements? (Members)
I have a couple who is looking to buy a home. They kept cash at home and deposited 10K into their checking account about a month ago just before their statement ending date. The cash can't be source
http://forum.brokeroutpost.com/loans/forum/2/321355.htm (Replies: 19)
Related tags: [mattress money - fha purchase]
Anyone Doing FHA Spot Approvals on Condos? (Members)
I am looking for any lenders with decent FHA products that are doing spot approvals or DELRAP (Direct Endorsement Lender Review and Approval Process) for a client I have for a condo complex that let t
http://forum.brokeroutpost.com/loans/forum/2/321231.htm (Replies: 5)
Related tags: [fha, spot approval, condo approval]
Collection VS Charge Off... (Members)
outside of the credit report stating " charged off " is there another way to tell the difference between a collection and a charge off ? The new FHA collection rule is killing some deals.
http://forum.brokeroutpost.com/loans/forum/2/321126.htm (Replies: 6)
Related tags: [fha, when to add to dti]
FHA purchase with Less than 3 yr on Foreclosure (Members)
I have a borrower that had a rough time with a self employment and ended with a BK and two foreclosures 2 and 1 2 years ago. I remember hearing about an FHA program that could help people out who fou
http://forum.brokeroutpost.com/loans/forum/2/321075.htm (Replies: 5)
Related tags: [fha back to work]
How do we find out HUD lender ID #s? (Members)
Does anyone know how we find out the FHA lender ID#s?
Are they listed anywhere?
I need to find out what Wells Fargo's 5 digit # is to request a transfer
http://forum.brokeroutpost.com/loans/forum/2/320974.htm (Replies: 2)
Related tags: [wells fargo 5 digit fha lender id #]
question about 2 years since discharge (Members)
I have borrowers that want to buy the home they are renting and currently living in with a FHA mortgage. Their ch7 bankruptcy has a discharge date of 11 14 2011.
It is my understanding that we can
http://forum.brokeroutpost.com/loans/forum/2/320905.htm (Replies: 7)
Related tags: [fha: two years since bankruptcy]
Does the mythical FHA 203(n) exist? (Members)
I have read about this program in the past. This is a FHA program for coops.
http://forum.brokeroutpost.com/loans/forum/2/320901.htm (Replies: 3)
Related tags: [coop, fha]
If it was 2005 again... anyone up to 115%cltv? (Members)
This is one of those applications "oh will why do we need to talk about the line of credit on our credit report" It was going to be a rate and term up to 88-93%cltv, then boom a surprise 2nd mortgage
http://forum.brokeroutpost.com/loans/forum/2/320739.htm (Replies: 4)
Related tags: [fha, cash out, rate and term, 115% cltv]
2 year Rental History (Members)
Just curious, is a 2 year rental history(to count income) an overlay, or guidance specifically from HUD, VA, Fannie, and Freddie?
http://forum.brokeroutpost.com/loans/forum/2/320630.htm (Replies: 13)
Related tags: [fha va conventional]
WHAT'S THE LOSWEST SCORE FHA LENDER? (Members)
I've been a VA loan officer my whole career, but they are drying up a little. I heard there are some lenders out there that are doing FHA streamlines down to 530 scores. Does anyone know who this le
http://forum.brokeroutpost.com/loans/forum/2/320517.htm (Replies: 19)
Related tags: [fha]
Anyone seeing delays on govies? (Members)
Has the shutdown effected turnaround times on anything?
Saw on the Frank and Brian commercial that HUD laid off a ton of staff, wasn't sure how that would effect FHA processing times.
http://forum.brokeroutpost.com/loans/forum/2/320482.htm (Replies: 4)
Related tags: [fha, usda, va, shutdown]
SHORT SALE SEASONING OF 27 MONTHS (Members)
I have a client who closed escrow on his short sale in 06 11. His issue was related to his medical condition and loss of OT which cost him to lose income but for a period of less than 6 months. A lend
http://forum.brokeroutpost.com/loans/forum/2/320443.htm (Replies: 11)
Related tags: [fha, short sale, purchase]
Possible government shutdown? (Members)
Just got an e-mail from Equifax about the possible government shutdown.
Sometimes, lenders drag their feet on ordering the 4506T's. Just a heads up.
I order them anyway before submitting the fi
http://forum.brokeroutpost.com/loans/forum/2/320378.htm (Replies: 2)
Related tags: [ordering case numbers for fha, 4506t, ssa verif]
How long has to lapse since short sale for FHA (Members)
Can anyone definitely say how long of a time has to lapse since short sale foreclosure for a borrower to be eligible for an FHA loan?
I think I remember the guidelines mentioning 2 years, but my r
http://forum.brokeroutpost.com/loans/forum/2/320326.htm (Replies: 12)
Related tags: [fha]
Anyone doing 80/15/5? (Members)
A financial advisor at the builder site has told my client that they can do 80 15 5 for a $700k purchase ($560K 1st, $105K 2nd HELOC, $35K down payment).
After lot of googling, I found a Texas lend
http://forum.brokeroutpost.com/loans/forum/2/320289.htm (Replies: 3)
Related tags: [80/15/5 fha]
REPURCHASE AFTER SHORT SALE WHEN CURRENT ON MTG. (Members)
I have a client who short sold his house 9 months ago as a result of medical issues. He never missed a mortgage payment through the close of the short sale. He is seeking to purchase another property
http://forum.brokeroutpost.com/loans/forum/2/320266.htm (Replies: 4)
Related tags: [short sale seasoning, fha]
Best FHA Back to Work lender (Members)
I got a few emails about this new FHA Back to work program. Any lender suggestions for a FL FHA loan?
Thank you in advance!
http://forum.brokeroutpost.com/loans/forum/2/320171.htm (Replies: 42)
Related tags: [best fha back to work lender]
FHA Conversion (Members)
How do you keep the phones ringing when interest rates jump a point?
Our FHA Conversion Direct Mail Marketing Program has generated consistent .5% response rates in 11 states, with app rates as hig
http://forum.brokeroutpost.com/loans/forum/2/320064.htm (Replies: 0)
Related tags: [leads, mail, fha]
Case number question (Members)
If a case number exists for a particular borrower to purchase a property that never came to fruition, would you be able to pull another case number <i>on another property for the same borrower &
http://forum.brokeroutpost.com/loans/forum/2/320047.htm (Replies: 2)
Related tags: [fha case number]
Lease to Own Question (Members)
I have a client that has a lease that says $400 per month of his $1700 in rent payment is going into escrow and will be used as a down payment when the renter is ready to buy the property. I was just
http://forum.brokeroutpost.com/loans/forum/2/319969.htm (Replies: 12)
Related tags: [fha, purchase]
assumption loans (Members)
anyone ever done one or even know where to start with them?
http://forum.brokeroutpost.com/loans/forum/2/319810.htm (Replies: 3)
Related tags: [fha]
Alternative tradelines (Members)
I had to laugh at first but also thought maybe this should be acceptable.
I was talking to a guy that was asking me if I thought he could qualify for a loan. I told him we need a 620 credit score, a
http://forum.brokeroutpost.com/loans/forum/2/319758.htm (Replies: 1)
Related tags: [fha funny story]
N/O/O wants to buy a home FHA (Members)
I have a borrower who want to buy a home.
She hasnt lived in her current home in 7 yrs and is currently renting the home out, and is looking to go FHA.
Problem is she didnt claim the income on
http://forum.brokeroutpost.com/loans/forum/2/319716.htm (Replies: 10)
Related tags: [n/o/o fha]
APR - borrower stuck on this (Members)
Borrower is getting a rate in the 3's for a 15 year fixed to keep the MI as low as possible. We have to go FHA b c of the non-occ co-borrower.
Because of the MI (wow), this really throws the APR w
http://forum.brokeroutpost.com/loans/forum/2/319584.htm (Replies: 36)
Related tags: [fha]
Timeshare foreclosure 2 years old (Members)
Any lenders that would consider either USDA or FHA, clean file, only glitch is the Foreclosure on the timeshare 05 11.
http://forum.brokeroutpost.com/loans/forum/2/319516.htm (Replies: 16)
Related tags: [fha after timeshare foreclosure]
Click to Search for: fha using Site-Search.