DTI

Payoff Credit Card To Reduce DTI? (Members)
Hi For refinance, have several visa master credit card accounts, if payoff all balance of these credit card so that all balance is 0 at the time of refinance, would lender still consider the liabil
http://forum.brokeroutpost.com/loans/forum/2/308988.htm (Replies: 2)
Related tags: [payoff credit card, dti, credit card, payoff]

DU refi + (Members)
Does anyone know of a lender that will do 65% DTI on du refi +
http://forum.brokeroutpost.com/loans/forum/2/306803.htm (Replies: 3)
Related tags: [du refi +, 65% dti]

USDA Ratio Waiver (Members)
What is the max DTI anyone has seen approved by USDA? I have a borrower with 770 scores, $7500 in verified assets, but she has a 53% front and back ratio. No other debt (has a CC that she uses and
http://forum.brokeroutpost.com/loans/forum/2/304833.htm (Replies: 26)
Related tags: [usda, dti]

FHA Purchase after 18 months short sale (lates) (Members)
I am looking to take this wholesale but not having any luck. So far the following have said no. Flagstar (12 months but no lates) Plaza
http://forum.brokeroutpost.com/loans/forum/2/302962.htm (Replies: 3)
Related tags: [18/24 dti, 719 score, 5% down]

Tax Extension Cash to Close Question (Members)
Self employed borrower.I need to show the underwriter proof of tax extension request and cancelled check for the amount the client is paying for the extension. Extension shows estimated amount owed
http://forum.brokeroutpost.com/loans/forum/2/302250.htm (Replies: 1)
Related tags: [fha, cash to close, dti]

55% DTI for FHA purchase (Members)
anyone know of a wholesale lender that can do up to 55% dti on an FHA purchase?
http://forum.brokeroutpost.com/loans/forum/2/300300.htm (Replies: 17)
Related tags: [fha, 55% dti, purchase]

NEED LOAN ASAP (Members)
CA SFR BORROWER IS READY TO CLOSE A LOAN NOW!!
http://forum.brokeroutpost.com/loans/forum/2/298432.htm (Replies: 6)
Related tags: [714 fico, 95% ltv, 43 dti]

Help with business, and good morning. (Members)
Good morning everyone, I'm just starting out on my own, just got my own office. I've only been working with referrals but everyone knows that can only take you so far. We're doing FHA and conventio
http://forum.brokeroutpost.com/loans/forum/2/297376.htm (Replies: 2)
Related tags: [leads, help, loan, ltv, dti, limit, amount]

Du REFI Plus (Members)
max dti and who is doing to the max allowed? thanks
http://forum.brokeroutpost.com/loans/forum/2/297287.htm (Replies: 11)
Related tags: [max dti]

750 Fico 55% DTI....77% LTV R/T (Members)
Got a client plenty of reserves denied or was deemed approved inelgible because of high DTI's based on losses from his schedule E and the loan he's refinancing is not Fannie Mae backed whatever that m
http://forum.brokeroutpost.com/loans/forum/2/296521.htm (Replies: 9)
Related tags: [dti, fannie, freddie]

Investment property purchase is a real challenge! (Members)
Hello All! Need your help with investment 2-unit purchase in NY (downstate). My DTI is 48% if I take .75% of proposed rental and 54% if I don’t (as per Flagstar and Wellsfargo requirement), does anyo
http://forum.brokeroutpost.com/loans/forum/2/296122.htm (Replies: 0)
Related tags: [dti]

VA Loans up to 60% with DU Approval (Members)
Does anyone know of any wholesale lenders that allow up to 60% DTI with DU Approval for VA loans? I know Plaza does, but not approved. Thanks!
http://forum.brokeroutpost.com/loans/forum/2/295559.htm (Replies: 1)
Related tags: [60% dti]

DTI 52% (Members)
Rate term refi, primary, 676 fico. Client is at 52% DTI & 80% LTV does not want FHA due to PMI. DU & LP wont approve over a 45% DTI. She can add her ex husband as a non occupying co Borr but
http://forum.brokeroutpost.com/loans/forum/2/295332.htm (Replies: 0)
Related tags: [high dti ratio]

Poll: MAX DTI on your loans (Members)
Curious to find out what kind of max back end debt ratios everyone is dealing with. Please respond with what you are capped at for FHA & CONV, and whether you are banker broker correspondent.
http://forum.brokeroutpost.com/loans/forum/2/294844.htm (Replies: 17)
Related tags: [dti]

Oregon Lender offering refi plus 115% LTV? (Members)
Investment property, looking for decent rate. Thanks, Sandra
http://forum.brokeroutpost.com/loans/forum/2/294135.htm (Replies: 1)
Related tags: [mid fico 777, dti 18%, reserves]

Refi out of hard money loan (Members)
i will get straight to the skinny, client ch7 will be discharged 2yrs. this Nov. Bought home over 12mo ago, with hard money, has maintained mtg in good standing since he purchased it. has 2 trades goo
http://forum.brokeroutpost.com/loans/forum/2/293955.htm (Replies: 1)
Related tags: [ltv 55%, 620 mid, ch7, 30% dti]

FHA 203K Puchase borrowers income prop upside down (Members)
FHA 203(K) 275K (250K pp plus $25K to fix it up) SFR O O DTI - 29 40 CA. 750+ FICO Problem is borrower has a rental property that is $75K upside down. This rental property is the only pr
http://forum.brokeroutpost.com/loans/forum/2/293442.htm (Replies: 3)
Related tags: [750 fico, o/o, dti is tight, ca.]

Easy one!!! (Members)
When running DU, what's the max dti it'll accept? I haven't had a high dti conventional loan since the changes went into effect. Thanks for any help
http://forum.brokeroutpost.com/loans/forum/2/291833.htm (Replies: 5)
Related tags: [max dti conforming]

manufactured home lender???Florida (Members)
Prefer FHA or VA ....
http://forum.brokeroutpost.com/loans/forum/2/291787.htm (Replies: 2)
Related tags: [great credit. low dti...help! fast closing]

Need FHA/VA lender for manufactured hme (Members)
HELP ! Need to close by June 30th, as well due to tax credit... any takers, ...? thx
http://forum.brokeroutpost.com/loans/forum/2/291785.htm (Replies: 9)
Related tags: [720 credit..low dti..florida ..primary res]

VA/FHA lender who does manuactured homes?? (Members)
also, can an occupant brother be a co-signer on a VA loan? let me know...thanks so much
http://forum.brokeroutpost.com/loans/forum/2/291638.htm (Replies: 4)
Related tags: [700 credit...low dti: help!]

Is this a closeable deal? Am i missing something (Members)
I am having trouble getting this loan approved and I was wondering if anyone on here had any tips on how to get this done? I can’t believe this could be a dead deal, I admit I am somewhat of a rookie
http://forum.brokeroutpost.com/loans/forum/2/291066.htm (Replies: 7)
Related tags: [refi, ca sfr, rental income, du/lp. dti]

HELP: 570 score borrower--veteran (Members)
can go va or fha.... willing to go "subprime" or ??? if there is such a thing anymore.... has 2 mtg lates on an IP in another state.. that property is for sale ... any suggestion? he has currently
http://forum.brokeroutpost.com/loans/forum/2/290717.htm (Replies: 6)
Related tags: [primary purchase: dti 19/51]

HELP:203k lenders? need one with good pricing (Members)
who will do this loan? and who can close quickest? will 203k allow for appliances if there are none in home? what is downpayment? is ufmip the same? I have never done one...pls help let me know t
http://forum.brokeroutpost.com/loans/forum/2/290697.htm (Replies: 1)
Related tags: [680 credit borrower...17/54 dti...]

I can help you close if you have a tough deal (Members)
If you are looking for a home loan and you are credit challenged, have high dti ratios, have no credit scores, or need to close in a tight time frame please give me a call my name is Matt Graham and m
http://forum.brokeroutpost.com/loans/forum/2/290524.htm (Replies: 1)
Related tags: [bad credit, credti challenged, no scores, tough dl]

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