CONVENTIONAL

Financed Mortgage Insurance (Members)
What lenders are doing a good job with financed MI and are well priced. I looked into United Wholesale and it seemed like they touted the program but jacked the rate a little.
http://forum.brokeroutpost.com/loans/forum/2/318148.htm (Replies: 1)
Related tags: [conventional mi]

Property Flips (Members)
Buyer purchasing foreclosed condo and then selling to my buyer at current market value all within 30 days. 90% Financing. I checked Radian and it doesn't specifically make mention of time needed fr
http://forum.brokeroutpost.com/loans/forum/2/317825.htm (Replies: 6)
Related tags: [conventional with mi]

Legislation regarding Payoff's Net of Escrows (Members)
Does anyone know if there is legislation and or guidelines that allow the current existing lender on a refinance to prohibit the provision of mortgage payoffs net of escrows (aka net of escrow refund
http://forum.brokeroutpost.com/loans/forum/2/317812.htm (Replies: 0)
Related tags: [payoff, refinance, conventional, fha, escows]

Refinance after Purchase: how long does the sales (Members)
Is it 6 months or 12 months? Someone who is looking to refinance a house they recently bought cheap from a family friend using FHA. They want to try refinancing Conventional now and based on the
http://forum.brokeroutpost.com/loans/forum/2/317434.htm (Replies: 6)
Related tags: [price stick to the property? conventional refi]

Employment Question (Members)
Client left employer for better pay, hours etc. No gap but the company he will work for hires via temp agency. He must complete 600 hours before obtaining permanent status. He is trying to clo
http://forum.brokeroutpost.com/loans/forum/2/317003.htm (Replies: 10)
Related tags: [conventional purchase qualification]

LP Open Access after chapter 7 bk, waiting period? (Members)
Most of the lenders I have searched with will not touch anyone with a chapter 7 bk until at least 3-4 years has passed if were going conventional. Does anyone know of a lender that will allow a borrow
http://forum.brokeroutpost.com/loans/forum/2/315939.htm (Replies: 0)
Related tags: [harp, conventional, chapter 7 bk, open access]

One year tax returns (Members)
Is this program exist? Is a refinance rate term. Telemarketers call my client and said they can do it at 3.5%. If there somebody who can do it as wholesale, please let me know. Thanks,
http://forum.brokeroutpost.com/loans/forum/2/315835.htm (Replies: 10)
Related tags: [conventional]

Purchase Conventional FTHB units investment (Members)
Hello All, I wanted to double check with everyone on here I have a purchase and I'm getting mixed answers. Here's my scenario . Purchase Investment First Time Home Buyer 3 units 220 k Pu
http://forum.brokeroutpost.com/loans/forum/2/315782.htm (Replies: 5)
Related tags: [conventional units first time home buyer downpaymy]

Homeowners - FHA, VA, Conventional 60 million (Members)
Offering a Great New Years Deal for Loan Officers, Brokers.. We can get you targeted filtered Consumer Data for pennies.. See below for the filters you can choose - First Name, Last Name, Addr
http://forum.brokeroutpost.com/loans/forum/2/315726.htm (Replies: 2)
Related tags: [mortgage leads, fha, conventional]

JMAC Lending (Members)
So we've funded a few deals through JMAC Lending out of Irvine, CA now but what's more disturbing is that we've lost just as many deals due to their underwriter's errors. And I'm not talking about lo
http://forum.brokeroutpost.com/loans/forum/2/315552.htm (Replies: 0)
Related tags: [fha, streamline, conventional, incompetent, slow]

80% ltv need conv lender for Manufactured purchase (Members)
Manufactured doublewide purchase in WA State, good credit, 20% down no problem, purchase and sale together. Seeking a wholesale investor I can broker this to on a conventional loan not FHA. I've alrea
http://forum.brokeroutpost.com/loans/forum/2/314153.htm (Replies: 7)
Related tags: [wholesale, broker, manufactured, conventional]

manufactured conv purchase 20% down, need investor (Members)
Great credit, 20% down, Sale price 160k, Washington state. Looking for wholesale lender to do conventional purchase on Manufactured double wide. . . . I think, Think US Bank does these but does anyone
http://forum.brokeroutpost.com/loans/forum/2/314150.htm (Replies: 1)
Related tags: [manufactured, conventional, purchase, investor]

Exclusive Mortgage Leads - FHA - HARP - Conv. (Members)
Good Morning Forum - Our Exclusive Mortgage leads are helping a lot of our clients right now close deals! We have the best prices available with the best conversion rates, call me today at 888-828-33
http://forum.brokeroutpost.com/loans/forum/2/313640.htm (Replies: 7)
Related tags: [refi, mortgage leads, harp, fha, conventional]

We have REFI-FHA-HARP Call Center Leads (Members)
Our Call center is generated tons of Refi, FHA, Harp leads that are not being closed. We are a Loan Modification Live Transfer company who come across Hundreds of Simple FHA, Conventional and HARP re
http://forum.brokeroutpost.com/loans/forum/2/313415.htm (Replies: 1)
Related tags: [refi, mortgage leads, harp, fha, conventional]

Help!!!! Client's Wifes bank account not helping. (Members)
I was not aware that if the wife has a seperate bank account, where the husband and wife have money together, then its not his money, its her money and he cant use it to buy an ivestment property beca
http://forum.brokeroutpost.com/loans/forum/2/313404.htm (Replies: 23)
Related tags: [loan, conventional, private money]

20% down, U/W must be wrong (Members)
2 sister are in contract to buy a home. 1 sister has 20% down, and closing costs in her account 2nd sister has a great job and credit. Both sister will be on title, only sister 2 will be app
http://forum.brokeroutpost.com/loans/forum/2/313323.htm (Replies: 9)
Related tags: [conventional]

Mortgage Leads , FHA, HARP, Conv as low as $15 (Members)
We are generating Exclusive Nationwide HARP, FHA, Conventional Call in Leads daily for as low as $15 per Lead. They will come with Name, Phone, Bal, Current In Rate. Email me at anthony@clearchoicebp
http://forum.brokeroutpost.com/loans/forum/2/313066.htm (Replies: 4)
Related tags: [refi, mortgage leads, harp, fha, conventional]

add back 179 deduction to income? (Members)
I have a conventional purchase.... Can I add back 179 expenses to his income? I just want to make sure. Any help is appreciated! Dan
http://forum.brokeroutpost.com/loans/forum/2/312949.htm (Replies: 3)
Related tags: [conventional, high balance, fannie, freddie]

Anyone offer conventional on manufactured homes? (Members)
dumb question of the week, does anyone through wholesale or anyone period offer conventional for manufactured homes? thought I would ask, MI on FHA is murder unless its on the reduced MI streamlin
http://forum.brokeroutpost.com/loans/forum/2/312718.htm (Replies: 17)
Related tags: [conventional, manufactured]

PUDs - do the HOA still need Fannie approvals? (Members)
Hi, Does Fannie Mae still require PUDs to have a Fannie Mae approval to get financing. This is in regards to the HOA. I thought they waived this... I know FHA did, but I don't recall about Fannie
http://forum.brokeroutpost.com/loans/forum/2/312370.htm (Replies: 2)
Related tags: [fannnie mae, puds, conventional]

Buying new home without selling current house (Members)
Borrower needs to offset mortgage payment on current house (current house has an FHA mortgage) to get DTI in line to buy a new home. The new home would be purchased with 5% down Conventional. If
http://forum.brokeroutpost.com/loans/forum/2/312342.htm (Replies: 14)
Related tags: [conventional rental income rule on prior residence]

66 ltv, noo, 2 unit (Members)
Looking for a lender with good pricing on a 2 unit investment property in Los Angeles, CA. Ltv is 66, dti is 30, reserves of around 4 months, strong income history (over 20 years), 1 mortgage late in
http://forum.brokeroutpost.com/loans/forum/2/312000.htm (Replies: 2)
Related tags: [investor, multi-family, noo, 2 unit, conventional]

Loan Officer also Real Estate Agent (Members)
I have a quick question on a Conventional Loan (Purchase Transaction) can the Loan Officer also be one of the Real Estate Agents involved in the transaction (Re[resenting either the buyer or seller)?
http://forum.brokeroutpost.com/loans/forum/2/311157.htm (Replies: 10)
Related tags: [conventional loan/purchase transaction]

Purchase w/18 months after short sale (Members)
Who are doing Purchase SFR O O Conv 75% LTV 45% DTI w 18 months after short sale? Need help thank you
http://forum.brokeroutpost.com/loans/forum/2/311080.htm (Replies: 6)
Related tags: [18 months short sale, 75% ltv, conventional]

10/1 I/O w/ qual. dti based on the I/O payment? (Members)
Rate Term refi, 720 credit, 55% LTV, 375k loan amt. Wells Fargo conventional 10 1 Interest Only ARM guidelines call for the dti to be based on the fully amortized PITI (even if these i o payments a
http://forum.brokeroutpost.com/loans/forum/2/310910.htm (Replies: 2)
Related tags: [interest only conventional]

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