APR

Refinance 30 Duplexes??? (Members)
I am looking for a commercial lender who can broker 20-30 duplexes? Please contact me to discuss. Thank you!
http://forum.brokeroutpost.com/loans/forum/2/309426.htm (Replies: 2)
Related tags: [commercial property refinance, duplex, aprtment bu]

Loan Officer on Limbaugh (Members)
He was on about 12:35 central time from STL. I suggest that LO's try to contact Limbaugh again along with other national level radio shows. I feel that Limbaugh did not totally understand the effect
http://forum.brokeroutpost.com/loans/forum/2/301565.htm (Replies: 3)
Related tags: [april 1 rule]

What is your company setting your BPS at? (Members)
We are a broker shop setting a margin of 1.75% across the board and paying 80-90BPS. Used to have a $395 processing so we have to now eat that fee. What is everyone else at as of April 1st?
http://forum.brokeroutpost.com/loans/forum/2/301422.htm (Replies: 39)
Related tags: [looking to see where everyone else is at for april]

Existing Home Sales in U.S. Slump; Prices Drop (Members)
Existing Home Sales in U.S. Slump; Prices Drop to Lowest Since April 2002 By Alex Kowalski - Mar 21, 2011 2:08 PM PT Sales of previously owned U.S. homes dropped more than forecast in Februar
http://forum.brokeroutpost.com/loans/forum/2/301403.htm (Replies: 13)
Related tags: [to lowest since april 2002]

What type of Min wage are most lenders and brokers (Members)
I have heard as high as $500 per week and as low as $160 (20 hours).
http://forum.brokeroutpost.com/loans/forum/2/300960.htm (Replies: 12)
Related tags: [paying as of april 1st]

CHASE COMP PLAN ROLLOUT (Members)
Hey All, I heard the Chase comp plan was to roll out today. Any news on the details of it. Thank you all
http://forum.brokeroutpost.com/loans/forum/2/300522.htm (Replies: 2)
Related tags: [chase, comp, april 1, ]

Brokering is Best, it is official with new rule! (Members)
There is no question that being a broker is the best way to go now that the new rule is out. i know a couple of Loan Officers that just left a lender and started their own broker shops just recently.
http://forum.brokeroutpost.com/loans/forum/2/299968.htm (Replies: 163)
Related tags: [compensation, april 1st]

The end is near (Members)
Feeling a little sick about all thats coming. Painted to be portrayed to be in the best interest of the consumer, Washington is bending the consumer over again! Kudos Dodd Frank. Job well done!!!!
http://forum.brokeroutpost.com/loans/forum/2/297323.htm (Replies: 26)
Related tags: [april fools day]

Help - APR diff than note rate on no cost loan (Members)
Hello, This was brought to my attention where we offered a no cost loan to the borrower, and his TIL showed a APR higher than the note rate. We are not rolling closing costs into his loan amount. We
http://forum.brokeroutpost.com/loans/forum/2/295892.htm (Replies: 1)
Related tags: [gfe, til, apr]

FHA Increases Upfront Mortgage Insurance Premiums (Members)
FHA has increased Upfront Mortgage Insurance Premiums ("UFMIP") for most FHA programs to 2.25 percent. Purchase money and full credit qualifying refinance transactions have increased from 1.75 percent
http://forum.brokeroutpost.com/loans/forum/2/286077.htm (Replies: 7)
Related tags: [effective with case numbers assigned april 5, ]

Something that nobody is talking about (Members)
Let me give 2 simple scenarios: Borrower is shopping for a mortgage and has 2 options. $100,000 loan. Direct Lender: 5.25% Rate, 0 points, $3,000 in other prepaid finance charges (APR Fees)
http://forum.brokeroutpost.com/loans/forum/2/285179.htm (Replies: 4)
Related tags: [brokers at an apr disadvantage to banks]

RESPA impact on Reg Z (APR) (Members)
How do the new RESPA rules impact, if at all, what is and what is not considered a finance charge under Reg Z? For example, is lender's title insurance coverage now a prepaid finance charge that affe
http://forum.brokeroutpost.com/loans/forum/2/284449.htm (Replies: 1)
Related tags: [respa, reg z, apr, gfe]

Question for APR Experts (Members)
My understanding is that monthly mortgage insurance payments are included in the calculation of APR. I recently ran into a MDIA compliance issue with a lender who includes a full 30 years of FHA MI p
http://forum.brokeroutpost.com/loans/forum/2/280699.htm (Replies: 5)
Related tags: [apr, mdia, til]

Obama and dictatorship protest (Members)
http: www.youtube.com watch?v=rEuiUU3RruI (copy & paste) Can someone tell me what was this about?
http://forum.brokeroutpost.com/loans/forum/2/275574.htm (Replies: 0)
Related tags: [april 09]

FHA Losses Spur Talk of a Taxpayer Bailout (Members)
WASHINGTON -- Rising mortgage defaults could force the Federal Housing Administration to seek a taxpayer bailout for the first time in its 75-year history, housing officials and lawmakers said during
http://forum.brokeroutpost.com/loans/forum/2/263150.htm (Replies: 5)
Related tags: [wsj article from april 2nd]

"New" FHA Product (Members)
<i>Sent by Equilliance this morning. Too funny.< i> FHA News Mortgage Industry News & Announcements April 1, 2009 FHA Opportunities Do You Need... More Money? Mo
http://forum.brokeroutpost.com/loans/forum/2/262859.htm (Replies: 2)
Related tags: [funny april fools joke]

Obama Orders GM & Chrysler Out Of NASCAR (Members)
<b> Obama Orders Chevrolet and Dodge Out Of NASCAR - Car News < b> With their racing budgets deemed “unnecessary expenditures,” GM and Chrysler are ordered to cease racing operations at t
http://forum.brokeroutpost.com/loans/forum/2/262849.htm (Replies: 63)
Related tags: [the joke is up! happy april fools day!]

Calling all loan officers (Members)
Hi Everyone, this is my first post as everyone could see. Apart from doing loans in this bad market I have something through which you all can make a good income for a long time.. I am not p
http://forum.brokeroutpost.com/loans/forum/2/240499.htm (Replies: 2)
Related tags: [making extra money(good money) aprt from doing tho]

Calyx users--1/0 buydown help please (Members)
Does anyone know how to accurately put in a 1 0 buydown on the TIL in Calyx so it will compute the APR correctly? Thanks.
http://forum.brokeroutpost.com/loans/forum/2/236517.htm (Replies: 3)
Related tags: [calyx, til, apr, 1/0 buydown]

Prehistoric Calculator Calculations (Members)
Ok, so I admit it. I may be slighty retarded. Even though I have been in the business for a long time I have always used a financial calculator of some sort. I need help calculating APR on an ancient
http://forum.brokeroutpost.com/loans/forum/2/225449.htm (Replies: 11)
Related tags: [apr]

Seller paid closing costs and APR? (Members)
If the seller pays the closing costs, does the APR stay the same as the interest rate?
http://forum.brokeroutpost.com/loans/forum/2/216867.htm (Replies: 1)
Related tags: [til, apr]

Deal Ready To Be submitted (Members)
Fico: 765 Purchase Price$ 520K LTV 90% Los Angeles County C.A STATED SFR O O LOAN Amount: 468K with 10%down Assets of over 75K Got appraisal ready to go and escrow as well. Please pro
http://forum.brokeroutpost.com/loans/forum/2/215327.htm (Replies: 1)
Related tags: [april 10 2008]

im sure im getting pranked (Members)
My FHA cord. is telling us that the guidlines changed only allowing 1 origination max and no discount unless its actually a discount. Is this april fools or real?
http://forum.brokeroutpost.com/loans/forum/2/213067.htm (Replies: 20)
Related tags: [april fools ysp origination fha]

ATTENTION; World Savings is rolling out big change (Members)
Alot of changes are rolling out come next tuesday. And no this is not an april fools joke. some items included, lower ltv's, higher fico's, no voe under 70%, no stated retired. Submit now if you fal
http://forum.brokeroutpost.com/loans/forum/2/212456.htm (Replies: 28)
Related tags: [april 1st, 2008 pick a pay loans only]

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