ADVICE

being a broker on my own the only way to survive? (Members)
Right now I am an LO at a broker shop. I haven't seen the final plan from my broker yet but with what I have been reading.... it seems like even with negotiated Borrower Paid Comp, LOs will be stuck
http://forum.brokeroutpost.com/loans/forum/2/300648.htm (Replies: 51)
Related tags: [i need some advice]

Wells Loan (Members)
Last June I started a loan with Wells, it is still going on. LTV70& MD Loan, refiance. They have 1099 Hobble income (bands), they are both teachers and since the loan started the husband salar
http://forum.brokeroutpost.com/loans/forum/2/296630.htm (Replies: 4)
Related tags: [need advice]

SBA Commercial Loan (Members)
I have been in the finance business for a long time but have only been a broker for a few months. My experience is just in commercial lending. If I am posting to the wrong place please let me know. I
http://forum.brokeroutpost.com/loans/forum/2/294123.htm (Replies: 4)
Related tags: [sba, commercial, scenario, advice]

Newbie here, looking for advice, any tips (Members)
Hey all! I just registered on here and was browsing around for awhile, and wanted to just introduce myself along with ask a few questions for the forums. First off, being a mortgage loan officer has
http://forum.brokeroutpost.com/loans/forum/2/293302.htm (Replies: 2)
Related tags: [new member, advice, tips]

Mortgage Newspaper Column (Members)
I was considering writing a column in a new local home and family newspaper. I figured it would be good for name recognition. Has anyone done anything like this in the past? I thought that
http://forum.brokeroutpost.com/loans/forum/2/291078.htm (Replies: 16)
Related tags: [advice?]

Friend moving to AZ (Members)
I have a friend who is picking up her life, randomly, and moving to Arizona. She says Phoenix right now, she's going out in a couple weeks to find an apartment. Smart girl with a hustler work ethic,
http://forum.brokeroutpost.com/loans/forum/2/289734.htm (Replies: 14)
Related tags: [advice]

March Madness - NCAA Tournament (Members)
I really do not follow college basketball, but always enjoy participating in the annual office pool for March Madness. Needless to say, I always place at or near the bottom. Some people even have
http://forum.brokeroutpost.com/loans/forum/2/287622.htm (Replies: 12)
Related tags: [need bracket advice]

Submitting a Commercial Deal (Members)
I receive marketing emails all the time from other commercial lenders. One I received the other day from Athas Capital really caught my eye. It was devoted entirely on how to submit a commercial dea
http://forum.brokeroutpost.com/loans/forum/2/287092.htm (Replies: 4)
Related tags: [excellent advice]

Need advise (Members)
Posted this in the LO training section but didnt see any activity...anyone working with financial advisors with great luck? I have good relationships with a few, but am looking to expand and have a l
http://forum.brokeroutpost.com/loans/forum/2/285579.htm (Replies: 1)
Related tags: [on financial advicers]

I found a free credit repiar website..very helpful (Members)
I thought I'd share a website I found that has a lot of free relavent credit tools. No strings attached and there are some form letters too. [urlhttp: www.restoremyowncredit.com index.html][ url]
http://forum.brokeroutpost.com/loans/forum/2/285568.htm (Replies: 21)
Related tags: [no strings attached free credit repiar advice]

Advice for someone entering the biz? (Members)
Currently I have a job as an on-call airline pilot which leaves me ALOT of extra time and flexibility but an uncertain future. I have been thinking of pursuing a mortgage originator opportunity that I
http://forum.brokeroutpost.com/loans/forum/2/285540.htm (Replies: 77)
Related tags: [entery level, advice, new, scam, help, loan, ]

Serious question (Members)
Is it better to change or get better at what you do best?
http://forum.brokeroutpost.com/loans/forum/2/284385.htm (Replies: 10)
Related tags: [advice will be taken with a grain of salt...]

Thanks for the advice about the Christmas cards (Members)
Backed up with your advice and my gut instinct, I did not include a solicitation or even a business card in any of the Christmas cards I sent out over the weekend. Thanks for your feedback on that. T
http://forum.brokeroutpost.com/loans/forum/2/283286.htm (Replies: 3)
Related tags: [more advice requested from all of you.....thanks]

Zillow Rate Tables (Members)
Hi All, I was thinking about doing Zillow Rate Tables. It's those tables that are displayed on zillow.com that shows a selected lender and their rates. When you click the link you are then direct
http://forum.brokeroutpost.com/loans/forum/2/276925.htm (Replies: 5)
Related tags: [advice]

Help or Advice needed on this scenario (Members)
I have a borrower who is purchasing a small condo in FL. She can put 30% down, excellent credit, but her last Year's tax returns show only about $7 K as income. She is 1099 so no W2. This Year she
http://forum.brokeroutpost.com/loans/forum/2/275410.htm (Replies: 0)
Related tags: [scenario, help, advice]

ADVICE regarding loan mods / HELP (Members)
Hello BO members... After the recent spike in rates my pipeline temporarily flamed out and I become anxious and went out on several interviews including a few loan mod companies. I found one that a
http://forum.brokeroutpost.com/loans/forum/2/273592.htm (Replies: 6)
Related tags: [employment advice]

ADVICE regarding loan mods / HELP (Members)
Hello BO members... After the recent spike in rates my pipeline temporarily flamed out and I become anxious and went out on several interviews including a few loan mod companies. I found one that a
http://forum.brokeroutpost.com/loans/forum/2/273591.htm (Replies: 43)
Related tags: [not sure what to do / any advice is appreciated]

Anyone have experience with Audited Financials? (Members)
<b>I've had this posted in the mortgage broker section, not a lot of advice and I'm not sure where else to turn, hoping someone can advise me if this is "in line"?< b> We've had our phy
http://forum.brokeroutpost.com/loans/forum/2/266948.htm (Replies: 17)
Related tags: [kind of "on" topic, but need advice]

Stop making payments! (Members)
I know a realtor that has advised 3 clients to stop making mortgage payments in order to get servicer bank to negotiate a short sale after credit has been trashed. No mention of a loan mod. Is th
http://forum.brokeroutpost.com/loans/forum/2/264753.htm (Replies: 22)
Related tags: [realtor advice.]

LO from home (Members)
First time doing loans away from an office. If anyone has any suggestions, as far as: home office requirements for doing loans organization tips marketing tips time management tips I plan on wor
http://forum.brokeroutpost.com/loans/forum/2/264632.htm (Replies: 9)
Related tags: [any advice?]

I NEED TO ORIGINATE IN ALL 50 STATES (Members)
I now am unemployed...I want to be able to originate in all 50 states...Who do I need to get hooked up with in order to do this with...Thanks in advance for the help
http://forum.brokeroutpost.com/loans/forum/2/263127.htm (Replies: 11)
Related tags: [need advice]

So I'm starting loan mods (Members)
Hey guys, Whats going on? i just started doing loan mods and i know the owners will obviously promise you the world and upwards movement and a boom in the industry with the new stimulus plan.
http://forum.brokeroutpost.com/loans/forum/2/261259.htm (Replies: 3)
Related tags: [mods, advice, outlook]

Commercial Lending Marketing (Members)
Good morning all! I have been a business owner for over 20 years and have recently become interested in getting into the commercial mortgage business. I have many diverse business experiences but n
http://forum.brokeroutpost.com/loans/forum/2/259990.htm (Replies: 3)
Related tags: [commercial, marketing, mortgage, advice, ideas]

JUMBO - haven't a clue where to look first. (Members)
Empoyed and self employed borrower Consolidating a first and second Loan amount 1 million LTV 80% Verified $11,5000 monthly income Very limited other liabilities Massachusetts - owner occupied
http://forum.brokeroutpost.com/loans/forum/2/258332.htm (Replies: 16)
Related tags: [um...advice?]

FHA income history question (Members)
I have file where co borrower only has 9 months of employment history. She was stay at home wife until nine months ago. I would need her income to keep the front and back end DTI in line for DU Ap
http://forum.brokeroutpost.com/loans/forum/2/257650.htm (Replies: 8)
Related tags: [need some advice / please help]

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