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WRITTEN Reference Articles: Disputing credit To dispute a credit report you must go online to the proper credit repository, mail them, or call them and request a consumer dispute statement. There are 3 credit repositories and here they are with http://www.brokeroutpost.com/reference/20551.htm (Updated: 02/27/2008)
What Is An Appraisal An appraisal is a written report of the estimated value of a property prepared by a certified real estate appraiser. http://www.brokeroutpost.com/reference/28685.htm (Updated: 09/06/2007) Related Reference Topics: [urar, drive-by, field review]
What Is A Verification Of Employment? When you are applying for a mortgage, the lender will want to verify that you are employed where you say you are, for as long as you stated, and that you make what you claim. http://www.brokeroutpost.com/reference/57099.htm (Updated: 05/30/2007) Related Reference Topics: [voe, verbal, written]
Rapid Rescoring Rapid Rescoring is used by Mortgage Brokers to quickly raise a low credit score. An applicant's credit data is analyzed for inaccuracies, request for written correction of erroneous information contai http://www.brokeroutpost.com/reference/16195.htm (Updated: 05/18/2007)
How and why to avoid PMI? Private Mortgage Insurance or "PMI" is placed on loans with a Loan to Value of greater than 80%. This is insurance that the bank is taking out in case you fail to make your payments and they must for http://www.brokeroutpost.com/reference/123633.htm (Updated: 05/12/2007)
Abstract of title A written history of all the transactions that bear on the title to a specific piece of land. An abstract of title covers the time from when the property was first sold to the present. Used by the tit http://www.brokeroutpost.com/reference/11445.htm (Updated: 06/27/2006)
The Loan Process (Start to Finish) The Loan Process begins with an initial consultation between the borrower and the broker. During the first conversation, it is extremely important for the borrower to discuss what they hope to accomp http://www.brokeroutpost.com/reference/18720.htm (Updated: 04/21/2006)
Commercial Loans Commercial Financing is underwritten on a case by case basis. Every loan application is unique and evaluated on its own merits, but there are a few common criteria lenders look for in commercial loan http://www.brokeroutpost.com/reference/13066.htm (Updated: 04/20/2006) Related Reference Topics: [commercial, apartments, income producing]
Should I lock my Rate? When you receive rate quotes for your mortgage, they are just that - quotes. You must request that your rate be locked to guarantee that rate. Usually, your rate can be locked over the phone, with a http://www.brokeroutpost.com/reference/29535.htm (Updated: 04/20/2006) Related Reference Topics: [rate lock]
The Lending Process The Lending process starts with interest from the borrower in either buying a home or refinancing. When thinking about buying a home many people start to look for houses first. The first step should http://www.brokeroutpost.com/reference/13642.htm (Updated: 02/19/2006)
Free Credit Report <center>FREE Credit Report for Consumers< center>
Every consumer is allowed a free credit report once a year.
Effective December 1, 2004, consumers were entitled to receive one free http://www.brokeroutpost.com/reference/23254.htm (Updated: 02/17/2006)
Tips for Moving When trying to find a company to move you into yur new home, be sure to ask the company for a written estimate. This way you will be able to see what exactly you are being charged for during the move http://www.brokeroutpost.com/reference/22398.htm (Updated: 02/14/2006)
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