Mortgage Disclosures
The mandatory disclosure act of was done under the pretense of helping borrower understand the loan process. However the idea has hopelessly gone wrong. The idea was to require lenders to provide one
http://www.brokeroutpost.com/reference/149325.htm (Updated: 08/14/2007)
Related Reference Topics: [refinance, purchase, disclosures, tila]

HVAC
Heating, Ventilation and Air Conditioning; a home's heating and cooling system.
http://www.brokeroutpost.com/reference/11019.htm (Updated: 02/11/2006)