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REFI Reference Articles:

How to Qualify For a FHA Home Loan
Current home owners needing to refinance and first time home buyers can qualify for a FHA home loan quite easily if certain requirements are met. Although FHA generally looks at the overall credit pro

http://www.brokeroutpost.com/reference/116293.htm (Updated: 10/13/2008)
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FHA Lending in the State of Massachusetts
FHA mortgage loans are an excellent source of financing in the State of Massachusetts. FHA loans are a government insured loan that tends to be a little more lenient credit-wise than traditional Fanni

http://www.brokeroutpost.com/reference/112658.htm (Updated: 10/12/2008)
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FHA Lending in the State of North Carolina
FHA mortgage loans are an excellent source of financing in the State of North Carolina. FHA loans are a government insured loan that tends to be a little more lenient credit-wise than traditional Fann

http://www.brokeroutpost.com/reference/112649.htm (Updated: 10/12/2008)
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Can I Refinance My Home If I Had It On The MLS?
If you have recently had your home listed for sale on the MLS there are a few ways that it will affect your ability to refinance the home. First of all be sure to mention to your mortgage professiona

http://www.brokeroutpost.com/reference/28620.htm (Updated: 09/09/2008)

FHA Loans in Georgia
FHA mortgage loans are a very common method of financing homes in Georgia. FHA loans are insured by HUD and are much more lenient on a borrower's credit than conventional Fannie Mae loans. FHA mortgag

http://www.brokeroutpost.com/reference/176841.htm (Updated: 09/09/2008)
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Colorado Million Mortgage Loan
Colorado residents with substantial liquid assets may be eligble for $2MM to $35+ Million Mortgage loan products to refinance or purchase luxury real estate.

http://www.brokeroutpost.com/reference/128785.htm (Updated: 06/24/2008)
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Tougher Mortgage Lending Guidelines
Why have mortgage lenders tightened their guidelines so much? Can I still buy a home with zero or no money down? Will I be able to refinance with the tougher mortgage lending guidelines? I am not able

http://www.brokeroutpost.com/reference/199218.htm (Updated: 06/23/2008)
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Refinance an ARM Loan to a Fixed Rate Loan
There has been quite a bit of news coverage regarding Adjustable Rate Mortgages adjusting upward. There are many ways to refinance an ARM Loan to a Fixed Rate Loan. The next few paragraphs will exami

http://www.brokeroutpost.com/reference/191424.htm (Updated: 03/14/2008)
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Paying Off Credit Cards Faster
The average American home owner has over $10,000 in unsecured credit card debt. These high interest credit cards are not tax deductible and cause financial stress on the credit card holder. There are

http://www.brokeroutpost.com/reference/116350.htm (Updated: 02/27/2008)
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FHA Lending in the State of Pennsylvania
FHA mortgage loans are an excellent source of financing in the State of Pennsylvania. FHA loans are a government insured loan that tends to be a little more lenient credit-wise than traditional Fannie

http://www.brokeroutpost.com/reference/112653.htm (Updated: 02/08/2008)
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When Lenders Compete ... Is That the Way To Go?
An ongoing lawsuit against a website that allows advertisers to post their rates, suggests that when lenders compete, you still may not get the best rate. The lawsuit alleges that lenders post rate

http://www.brokeroutpost.com/reference/57076.htm (Updated: 01/30/2008)
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Cash Out Refinance
A refinance transaction in which the borrower receives cash in excess of existing mortgages and certain financing costs.

http://www.brokeroutpost.com/reference/65139.htm (Updated: 12/27/2007)
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FHA Refinancing
There has been quite a bit of news as of late regarding FHA Refinancing, particularly since President Bush announced the new FHASecure Initiative. FHA Refinancing is a great way to pay off a current

http://www.brokeroutpost.com/reference/175670.htm (Updated: 12/03/2007)
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Will my mortgage be sold and why
When you refinance or secure purchase mortgage financing on your new home chances are it will be sold to different mortgage companies over time.

http://www.brokeroutpost.com/reference/26932.htm (Updated: 12/03/2007)
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My Mortgage Is Adjusting Up Too Much!
"My adjustable rate mortgage is adjusting up way too much!" That's a complaint Loan Officers are hearing a lot lately. You're not alone. Different estimates are that between 500 billion and 1 trillio

http://www.brokeroutpost.com/reference/57074.htm (Updated: 12/03/2007)
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Debt Consolidation Home Refinance
A debt consolidation refinance is when a borrower uses the equity in his her house to consolidate some or all of their existing debt by refinancing their current mortgage.

http://www.brokeroutpost.com/reference/22021.htm (Updated: 12/02/2007)

Can't afford minimum credit card payments
If the increased minimum payments on your credit cards are more than you can afford you may consider refinancing. You may be able to refinance and use the cash out of the equity of your home to pay o

http://www.brokeroutpost.com/reference/20068.htm (Updated: 11/03/2007)

Credit Card Debt Consolidation
Using your homes equity for debt consolidation for most home owners, is a wise decision. Be sure when doing a debt consolidation loan that the monthly savings is significant and that you can comfortab

http://www.brokeroutpost.com/reference/139774.htm (Updated: 10/14/2007)
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Tips for a better Mortgage Refi Experience
Decide what kind of a mortgage shopper you are, is service important to you or are you only interested in the best rate? Do you want both? Ask questions, get answers Don't sign anything you do not

http://www.brokeroutpost.com/reference/61235.htm (Updated: 10/14/2007)
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Closing Costs
Closing Costs are quite simply the costs associated with completing your loan transaction. Homeowners spend an average of 3% to 6% of the outstanding principal balance to close home loans. Closing co

http://www.brokeroutpost.com/reference/97082.htm (Updated: 10/11/2007)

My ARM loan is ready to adjust what should I do?
Over the course of the next few years there are going to be a lot of consumers who obtained ARM, adjustable rate mortgages, that are going to be getting ready to make their first adjustment. Also, the

http://www.brokeroutpost.com/reference/87008.htm (Updated: 10/09/2007)
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30 year Fixed Mortgage Rates
Rates on 30 year fixed mortgages are set and will not change for the life of your loan, up to 30 years or until you refinance or pay off the loan.

http://www.brokeroutpost.com/reference/130141.htm (Updated: 10/09/2007)
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Mortgage Interest Rates 30 Year Fixed Refinance
Mortgage interest rates on a 30 year fixed refinance are usually slightly higher than the interest rates on mortgages with shorter terms.

http://www.brokeroutpost.com/reference/68833.htm (Updated: 10/09/2007)
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Best Fixed Rate
The best Fixed Rate refinance is not always going to be the quote with the lowest rate. When refinancing an adjustable rate mortgage, or ARM loan, to lock in a low fixed rate, a variety of other fact

http://www.brokeroutpost.com/reference/109736.htm (Updated: 10/09/2007)
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Is An Option ARM Good For Me?
It seems like everywhere you look lately you will see an advertisement that reads, "$150,000 refinancing for $381 month. Apply online today!". Just remember that, as your mother told you, "If it seems

http://www.brokeroutpost.com/reference/57104.htm (Updated: 10/09/2007)
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Refinance To An Option ARM Loan
Many homeowners have found strong benefits to refinancing to a pay option ARM loan. These loans do have a downside so make sure that the mortgage agent that you work with fully explains how these loa

http://www.brokeroutpost.com/reference/30172.htm (Updated: 10/09/2007)
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Pay Option ARM program.
The pay option ARM program can be an excellent mortgage program for someone who needs to pay down credit card debt, but cannot qualify for a Cash-Out Refinance.

http://www.brokeroutpost.com/reference/20189.htm (Updated: 10/09/2007)
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Should I refinance my ARM to a fixed rate
There are benefits and negatives to both a fixed rate and an ARM mortgage, but for the borrower who is thinking about refinancing their ARM into a fixed rate, there are many things to consider. By Ref

http://www.brokeroutpost.com/reference/22737.htm (Updated: 10/09/2007)
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Bad Credit Mortgage Loans
Many mortgage companies are hesistant to finance people with slow credit or no money to put down. A bad credit mortgage broker helps people who have bad credit score, low income, etc.

http://www.brokeroutpost.com/reference/122200.htm (Updated: 10/08/2007)
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Poor Credit Mortgage
If you have less than perfect credit, there may still be mortgage options available to you. Whether you are looking to purchase or simply refinance your existing mortgage, their are ways to work arou

http://www.brokeroutpost.com/reference/26135.htm (Updated: 10/08/2007)
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How much cash will I need to purchase a home
The amount of cash that is necessary depends on a number of items. Generally speaking, though, you will need to supply: Earnest Money: The deposit that is supplied when you make an offer on the hou

http://www.brokeroutpost.com/reference/17625.htm (Updated: 10/08/2007)

FHA Streamline Refinance
For a normal refinance, you must qualify for the loan and provide all of your income, banking, credit, and liability information as well as an appraisal. If an FHA streamline refinance is done withou

http://www.brokeroutpost.com/reference/161728.htm (Updated: 10/06/2007)
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ARM Rate Adjusted
If your ARM rate adjusted recently, you are one of the millions of Americans who has a mortgage payment that just increased. Fortunately, in most cases there are loan programs you can qualify for tha

http://www.brokeroutpost.com/reference/163024.htm (Updated: 10/06/2007)
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refi-fhasecure
HUD has recently announced a refi-fhasecure program designed to help consumers who have fallen behind on their recently adjusted loans. This refi-fhasecure will allow a consumer to roll up to 6 month

http://www.brokeroutpost.com/reference/164578.htm (Updated: 10/05/2007)
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"FHASecure" Loan Program
The Federal Housing Administration will be installing a new program soon known as the "FHASecure" loan. This program is designed to refinance consumers who have fallen behind on Subprime ARM loans du

http://www.brokeroutpost.com/reference/162177.htm (Updated: 10/05/2007)
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Bush Has Announced the FHASecure Initiative
Recently, President George Bush announced the FHASecure Initiative. This is an FHA-Insured loan program designed to help consumers who have fallen behind on mortgage payments due to their mortgage pa

http://www.brokeroutpost.com/reference/163070.htm (Updated: 10/05/2007)
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Subprime ARM Refinance Help
Throughout the late 90's through 2007 many first time home owners and current home owners used Sub prime ARMS to either purchase or Refinance their homes. Many of these home owners are now facing mort

http://www.brokeroutpost.com/reference/117271.htm (Updated: 09/27/2007)
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No Cost Refi
If you are a home owner and are considering refinancing you current mortgage you have many different loan programs to select from. One program that has been gaining popularity recently is the no cost

http://www.brokeroutpost.com/reference/121894.htm (Updated: 09/18/2007)
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FHA Lending in the State of Florida
FHA mortgage loans are an excellent source of financing in the State of Florida. FHA loans are a government insured loan that tends to be a little more lenient credit-wise than traditional Fannie Mae

http://www.brokeroutpost.com/reference/112661.htm (Updated: 09/15/2007)
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FHA Refi
The Federal Housing Authority's insured loan programs offer many benefits to consumers looking to refinance their homes. Although most people think of first time homebuyers when they hear about FHA l

http://www.brokeroutpost.com/reference/163023.htm (Updated: 09/12/2007)
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FHA Loan
An FHA loan is a home mortgage that allows for a purchase or refinance with a low down payment. An FHA loan is designed to help those who would otherwise not be able to afford a down payment on a hom

http://www.brokeroutpost.com/reference/160930.htm (Updated: 09/05/2007)
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Home just off the MLS want want to refinance?
If you just pulled your home off the MLS, and have decided to refinance, there may be a certain time before the home can be refinanced. Talk to your Loan officer, and they will be able to work out a p

http://www.brokeroutpost.com/reference/44085.htm (Updated: 09/05/2007)

Best Refinance Mortgage Rate
When searching for the best mortgage refinance rate always make sure that the loan officer quoting you the mortgage refinance rate knows your credit score and financial situation. Many times companies

http://www.brokeroutpost.com/reference/134766.htm (Updated: 09/04/2007)
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Investment Property Mortgage Refinance
A refinance for a investment property is just like a mortgage refinance on your primary residence with only a few slight differences. When qualifying for a investment property mortgage refinance under

http://www.brokeroutpost.com/reference/134767.htm (Updated: 09/04/2007)
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Rate and Term Refinance
A rate and term refinance is when a borrower refinances to lower the interest rate and or term of their current mortgage.

http://www.brokeroutpost.com/reference/22055.htm (Updated: 09/04/2007)

Why should I refinance?
Many homeowners are using the appreciation in there homes to get rid of high rate credit cards by consolidating. When you consolidate your loans you often reduce the amount of money your spending ea

http://www.brokeroutpost.com/reference/17869.htm (Updated: 09/04/2007)

How do I refinance
The first step to refinancing is to write a list of what your needs really are. Are you in need of cash, lowering your payments, or want to buy a car etc.

http://www.brokeroutpost.com/reference/21590.htm (Updated: 09/04/2007)

Foreclosure Refinance
Preventing a foreclosure is like fighting an illness: The earlier you start the greater your chance of success. If you are falling behind on you mortgage payments, your lender generally will cont

http://www.brokeroutpost.com/reference/96653.htm (Updated: 09/04/2007)
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No Documentation Refinance
No Documentation Refinance home loans allow borrowers who find it difficult or disadvantageous to document their income to qualify for competitive mortgages without providing any Income or Asset docum

http://www.brokeroutpost.com/reference/93387.htm (Updated: 09/04/2007)
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When Should I Refinance?
One factor to consider is the cost involved. If your closing costs on a refinance are high, and the amount you're saving per month is low, it doesn't make a lot of sense.

http://www.brokeroutpost.com/reference/58477.htm (Updated: 09/04/2007)
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Refinance to Lower Your Monthly Expenses
When most people think of refinancing they are thinking in terms of lowering their rate of interest or their monthly payments. Even as interest rates are rising, refinancing often makes sense for man

http://www.brokeroutpost.com/reference/28602.htm (Updated: 09/04/2007)
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