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IMPACT Reference Articles: Credit FAQ Credit FAQ
When I checked my credit scores online I had higher scores, what happened?
There are different scoring models, for instance: consumer, auto, mortgage.
I heard pulling your own credit http://www.brokeroutpost.com/reference/12514.htm (Updated: 10/08/2007)
What Impacts Credit Score Many different variables have an impact on your credit score. The big factors include payment history, how long the account has been open, balance to limit ration and credit inquiries. All of these ha http://www.brokeroutpost.com/reference/148439.htm (Updated: 08/09/2007) Related Reference Topics: [credit score, impact, ]
What is worse bankruptcy or foreclosure? So what is worse, bankruptcy or foreclosure? Which will have the biggest impact on my credit score? Both bankruptcy and foreclosure will have serious negative affects on your personal credit report an http://www.brokeroutpost.com/reference/137686.htm (Updated: 07/17/2007) Related Reference Topics: [bankruptcy, foreclosure, credit score, ]
Are Credit Counseling and Credit Repair Different? You have probably heard about all of the bad press that credit counseling agencies have received over the past couple years- and rightfully so. What you have probably not heard much about are credit http://www.brokeroutpost.com/reference/33868.htm (Updated: 07/12/2007) Related Reference Topics: [dispute, collection, bankruptcy, late, past due]
How Does Credit Debt Affect My Score? The debt you currently owe impacts your total credit score by about 30%. Only “Payment History” is a bigger factor affecting about 35% of your credit score. Meaning, even if you make your payments http://www.brokeroutpost.com/reference/130334.htm (Updated: 06/12/2007) Related Reference Topics: [debt, consolidation, credit, score]
How can I improve my credit score How can I improve my credit score? This is a very common question that is asked quite often. There are many different factors that will impact your credit score, good or bad. One such factor, that is http://www.brokeroutpost.com/reference/99427.htm (Updated: 05/13/2007) Related Reference Topics: [fico, experian, equifax, transunion, credit scores]
What's the quickest way to increase my credit sco? Delinquencies are just one reason credit scores fall. Most people do not realize that balances on revolving credit has a huge impact on your scores as well. As a rule of thumb, you ideally want to k http://www.brokeroutpost.com/reference/50593.htm (Updated: 08/08/2006) Related Reference Topics: [credit score, fico, improve credit]
What should I look for in a home There are many items that you should consider before looking to buy a new home and definitely before placing a bid in on a new home. One item that you need to consider is the school system of the comm http://www.brokeroutpost.com/reference/48389.htm (Updated: 07/25/2006) Related Reference Topics: [new home, purchase, home owner, home-buying]
Collections Q: Can I still get a home mortgage loan with open collections showing on my credit?
A: Yes you can
Q: How do I get these collections removed from my credit?
A: Accurate negative items reported http://www.brokeroutpost.com/reference/23817.htm (Updated: 02/23/2006) Related Reference Topics: [open collections, collection accounts, questions]
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